Reorganizing your finances after the holidays may seem like a big struggle but creating a budget at the beginning of a new year can help you handle the next 12 months of purchases and spending. Your financial success can also depend on choosing the right financial institution to handle your matters.
Credit unions are a great option for those who enjoy banking services from an institution that promotes members’ savings rather than profiting. Learn how to make the most of your money and build your budget with our credit union in Harlingen!
Credit Unions Keep You on Track
A standard budget includes your monthly expenses and possible loan payments. They also ensure that you stay on top of your finances and can help you avoid overspending. You can do this, hassle-free, with our Mobile Money App. It helps you maintain your budget as well as:
- Transfer money to multiple accounts.
- Make payments from the comfort of your home.
- Receive updates on your purchases and current balances.
We Can Help with Your Short- and Long-Term Goals
Part of what makes a budget successful is creating short- and long-term goals for your finances. No matter the goal, our credit union provides a variety of accounts that can help you save during the year. For a short-term goal, consider opening a savings account or prepare for your future with an IRA.
Credit Unions Are a Support System
Everyone needs accountability when it comes to reaching their goals and handling your finances shouldn’t be any different. Our credit union currently offers banking services that can help you stretch your dollar, as well as the following:
- Free checking accounts with no monthly service fees and free use of our ATMs.
- A STAR Checking Account that provides many discounts for groceries and pharmacy costs.