Interest Rates

Share Certificates
Term Rate APY 6 MO 0.20% 0.20% 12 MO 0.30% 0.30% 18 MO 0.40% 0.40% 24 MO 0.50% 0.50% 30 MO 0.60% 0.60% 36 MO 0.70% 0.70% Comments & Restrictions $1,000 Minimum to open. Subject to early withdrawal penalties. All certificates of deposit automatically renew.

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Jumbo Share Certificate
Term Rate APY 6 MO 0.40% 0.40% 12 MO 0.65% 0.65% 18 MO 0.70% 0.70% 24 MO 1.10% 1.11% 36 MO 1.30% 1.31% 48 MO 1.35% 1.36% 60 MO 1.90% 1.92% Comments & Restrictions $10,000 Minimum to open. Subject to early withdrawal penalties. All Jumbo Share Certificates automatically renew.

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Roth IRA Certificates
Term Rate APY 12 MO 0.85% 0.85% 18 MO 0.90% 0.90% 30 MO 1.00% 1.00% Comments & Restrictions $1,000 Minimum to open. Subject to federal tax penalties & restrictions. Also subject to early withdrawal penalty.

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Educational IRA Certificates
Term Rate APY 12 MO 0.85% 0.85% 18 MO 0.90% 0.90% 30 MO 1.00% 1.00% Comments & Restrictions $500 Minimum to open. Subject to federal tax penalties & restrictions. Also subject to early withdrawal penalty.

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Money Market Fund
Rate APY 0.25% 0.25% Comments & Restrictions Dividends paid on balances over $2,500.00. Rates subject to certain requirements, restrictions and service charges.

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Savings & Checkings
Account Type Rate APY Comments Regular Share Account 0.15% 0.15% Dividends paid on balances over $500.00. Youth Share Account 0.15% 0.15% Dividends paid on balances over $100.00 Christmas Club Account 0.15% 0.15% Dividends paid on balances over $1.00 Share Secured Account 0.15% 0.15% Dividends paid on balances over $500.00. IRA Share Account 0.25% 0.25% Minimum

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