Interest Rates - VFCU
Starting November 12th our new lobby hours will be Monday - Thursday 9:00 AM to 5:00 PM. Friday's from 9:00 AM to 6:00 PM.
You can view all our locations and hours by visiting us at our locations page.

Interest Rates

Share Certificates

Term Rate APY 6 MO 0.40% 0.40% 12 MO 0.50% 0.50% 18 MO 0.60% 0.60% 24 MO 0.70% 0.70% 30 MO 0.80% 0.80% 36 MO 0.90% 0.90% Comments & Restrictions $1,000 Minimum to open. Subject to early withdrawal penalties. All certificates of deposit automatically renew.

Read more ...

Jumbo Share Certificate

Term Rate APY 6 MO 0.65% 0.65% 12 MO 1.00% 1.01% 18 MO 1.05% 1.06% 24 MO 1.35% 1.36% 36 MO 1.45% 1.46% 48 MO 1.55% 1.56% 60 MO 1.65% 1.66% Comments & Restrictions $10,000 Minimum to open. Subject to early withdrawal penalties. All Jumbo Share Certificates automatically renew.

Read more ...

Roth IRA Certificates

Term Rate APY 12 MO 0.85% 0.85% 18 MO 0.90% 0.90% 30 MO 1.00% 1.01% Comments & Restrictions $1,000 Minimum to open. Subject to federal tax penalties & restrictions. Also subject to early withdrawal penalty.

Read more ...

Educational IRA Certificates

Term Rate APY 12 MO 0.85% 0.85% 18 MO 0.90% 0.90% 30 MO 1.00% 1.00% Comments & Restrictions $500 Minimum to open. Subject to federal tax penalties & restrictions. Also subject to early withdrawal penalty.

Read more ...

Money Market Fund

Rate APY 0.25% 0.25% Comments & Restrictions Dividends paid on balances over $2,500.00. Rates subject to certain requirements, restrictions and service charges.

Read more ...

Savings & Checkings

Account Type Rate APY Comments Regular Share Account 0.15% 0.15% Dividends paid on balances over $500.00. Youth Share Account 0.15% 0.15% Dividends paid on balances over $100.00 Christmas Club Account 0.15% 0.15% Dividends paid on balances over $1.00 Share Secured Account 0.15% 0.15% Dividends paid on balances over $500.00. IRA Share Account 0.25% 0.25% Minimum

Read more ...