Our Credit Unions in Brownsvile Are the Best These Holidays

3 Reasons Credit Unions Are the Best Solution for the Holiday Season

Do you need financing for your holiday expenses this year? If so, VFCU provides a variety of loans and services to meet your financial needs. Although we are a credit union, you can bank with us as a member. Even better, you can request a loan without even being a member! And unlike receiving a loan from a bank, you can expect lower interest rates from our credit union in Brownsville. Learn more about how we make financing hassle-free during the holidays below.

Member-Focused Services

An incentive to doing business with a credit union is that they are not-for-profit institutions. This means that we make it a priority to provide consumer loans rather than trying to sell you unnecessary commercial loans and accounts. Also, we offer member savings for borrowers, such as our popular holiday-skip-a-payment service, available now.

Affordable Loan Rates

We pride ourselves on providing affordable rates. Compared to banks, credit unions cannot offer loans with an APR of over 18%. Banks, on the other hand, have unregulated rates year-round. Not only are we more affordable, but we make it easier to apply for loans. One example is our loyalty signature loan.

Tracking Holiday Expenses Easily

We currently provide e-statements and our Mobile Banking app to help our members keep track of their holiday finances. With the app, you can:

  • Make same-day bill payments.
  • Track loans and savings and checking accounts day or night.
  • Receive SMS message alerts about your accounts in either Spanish or English.

Get Cash for the Holiday Season

Apply for a loan online through our loan portal. Then, once a loan officer reviews your application, you could be approved for a holiday loan in a matter of days. Please contact our Brownsville credit union for any questions.

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