Checking Accounts | Banks Brownsville - Valley Federal Credit Union Brownsville, Harlingen

Checking

We offer a broad range of checking accounts that make it easy to keep track of your money and pay your bills. No matter what your checking account preferences may be, you are sure to find an account that fits your needs. 

Compare Account Benefits Free Checking Star Checking
Service Fee (monthly) Free $8.00
ATM Transaction
VFCU ATM’s Free Free
Stripes ATM’s $.75 $.75
Non VFCU ATM’s $2.50 $2.50
Online Banking: Bill Pay, e-Statements Mobiliti, Text Alerts Free Free
Accidental Death & Dismenmberment Up to $20,000 Insurance None Yes
Notary Service $5.00 Free
Credit Union Check
Stop Payment 1 Free per Quarter
Health Benefits Such as Pharmacy, Eyeware, Contact Lens Discounts None Yes
Shopping Travel Discounts None Yes
Visa Debit (with UChoose Rewards points) Yes Yes

A Smarter Way to Bank in Brownsville

When searching for a reliable bank in Brownsville, you deserve more than just the basics—you deserve value. At VFCU, we believe that managing your money should be easy, accessible, and affordable. That’s why our Free Checking account delivers absolute convenience with no monthly service fee and robust digital tools to help you stay on top of your finances.

Unlike other financial institutions that may nickel-and-dime you with surprise charges, VFCU’s Free Checking keeps things simple and transparent. Whether you’re just starting or looking for a better banking experience, our checking account has everything you need to take control of your financial life.

Free Checking with No Strings Attached

Forget about hidden charges or maintaining a high balance. At VFCU, opening a Free Checking account is simple and affordable. All you need is a $25 minimum opening deposit—after that, there’s no monthly service fee to worry about.

You’ll have full access to our suite of digital banking tools, which allow you to track purchases, manage your funds, and transfer money directly from your phone.

Benefits of VFCU Free Checking:

  • No Monthly Service Fee
  • Free Use of VFCU ATMs
  • Stripes ATMs available for $0.75 per use
  • Non-VFCU ATMs accessible for $2.50 per use
  • Free Online Banking Tools:
    • Bill Pay
    • e-Statements
    • Mobiliti Mobile Banking
    • Text Alerts
  • Visa Debit Card with UChoose Rewards
  • Notary Services available for $5.00

Convenient Banking That Fits Your Life

With VFCU’s Free Checking account, you get the flexibility and control that today’s lifestyle demands. Whether you’re shopping online, dining out, or managing recurring bills, your account is connected and secure through our digital services.

Stay informed and make smarter money moves by checking your balance, viewing recent transactions, and setting up alerts through our mobile app. It’s banking made easy—right from your pocket.

Why Choose VFCU Over a Traditional Bank?

While other banks Brownsville may advertise free checking, many still charge hidden fees or require you to meet balance thresholds. VFCU is different. We’re a credit union built on trust, transparency, and community values. When you bank with us, you’re more than a customer—you’re a member.

By choosing VFCU, you gain access to:

  • Lower fees and better rates
  • Community-first service
  • Reliable local support
  • Credit union perks designed for members

Open Your Free Checking Account Today

Ready to simplify your finances? Open your Free Checking account with VFCU today. With just $25 to get started, you’ll unlock convenient features, no monthly fees, and the freedom to manage your money on your terms.

Visit your nearest VFCU branch or download our mobile app to start your account. Experience the benefits of a trusted credit union that truly puts its members first—right here in Brownsville.