Benefits of Using Your Mobile App
https://www.vfcu.net/wp-content/uploads/2021/04/MobileAwarenessHighRes.mp4 Services and Member Benefits Mobile App from our Brownsville Credit Union (members can receive their free credit score also when they sign up) UChoose rewards Online Banking and Bill Pay Apple Pay Zelle (allows you to send money to others) Mobile Check Deposit Check Your Credit Score Tap "My Credit Sense" button in your...
My Credit Sense
When securing loans in Brownsville, your credit score significantly affects your financial opportunities. That’s why My Credit Sense from VFCU is here to help you take control. Whether you plan to apply for an auto loan, personal loan, or home mortgage, understanding your credit health is the first step toward financial success. My Credit Sense...
Youth Share Draft (77)
At VFCU, we understand the importance of fostering smart money habits from an early age. Our Youth Checking Accounts are designed to make banking fun and educational for the younger generation. Teach your child the value of savings, responsible spending, and the joy of watching their money grow with Valley Federal Credit Union. Start their...
Free Checking
Some banks may charge you for a checking account, but our credit union won’t. Enjoy free checking on VFCU with no monthly service fee! You can stay on track of your finances and see purchases made on your checking account with our mobile app as well. Minimum Balance Requirements: The minimum balance required to open...
Checking
We offer a broad range of checking accounts that make it easy to keep track of your money and pay your bills. No matter what your checking account preferences may be, you are sure to find an account that fits your needs. Compare Account Benefits Free Checking Star Checking Service Fee (monthly) Free $8.00 ATM...
STAR Checking Account
The Star Checking account is designed for those who like extra benefits/perks/bonus for a small monthly fee. Rate Information: The dividend rate and annual percentage yield may change at any time, as determined by the credit union board of directors. Compounding and Crediting: Dividends will be compounded every day. Dividends will be credited to your...
Savings
A savings account at VFCU allows you to deposit your money and earn a minimal – modest amount of interest. Through a credit union, these accounts are insured and allow you to store money safely with each paycheck. A little goes a long way over time, so contact VFCU to open one today. Rate Information:...
Money Market
Rate Information: The dividend rate and annual percentage yield may change at any time, as determined by the credit union Board of Directors. Minimum Balance Requirements: The minimum balance required to open this account is $2,500.00. You must maintain this amount to avoid a minimum balance fee. If, during any month, the amount falls below...
IRAs
Rate Information: You will be paid the disclosed rate until first maturity. Daily Balance Computation Method: Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Roth IRAs
Planning for retirement in Harlingen means finding innovative, flexible solutions to grow your savings—and a Roth IRA from VFCU - Credit Union Harlingen is one of the most powerful tools available. Whether you’re just getting started or looking to enhance your existing retirement strategy, a Roth IRA offers tax advantages and long-term benefits that can...
Mobile Deposits
Requirements Mobile capture deposit works with Apple or Android. Must have VFCU Home Banking and VFCU App. (feature is integrated with VFCU APP) Every check must be endorsed with a signature and must state “E- Deposit Only.” If these instructions are not followed the deposit will be rejected. How It Works Take a photo image...
