Share Secured Loans - Valley Federal Credit Union

Share Secured Loans

Deposit secured loans offer a way to borrow money at a reduced interest rate. The loan is collateralized by the deposits in your VFCU Share Savings Account or Term Share certificate.

Dividends continue to be earned on the account or certificate even though the shares are pledged for the loan. The credit union also offers temporary credit disability insurance and credit life insurance at a nominal cost.


For Share Secured and Certificate of Deposit Secured loan rates, please call our main office or our Harlingen branch for details.

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