Share Secured Loans - Valley Federal Credit Union
Starting November 12th our new lobby hours will be Monday - Thursday 9:00 AM to 5:00 PM. Friday's from 9:00 AM to 6:00 PM.
You can view all our locations and hours by visiting us at our locations page.

Share Secured Loans

Deposit secured loans offer a way to borrow money at a reduced interest rate. The loan is collateralized by the deposits in your VFCU Share Savings Account or Term Share certificate.

Dividends continue to be earned on the account or certificate even though the shares are pledged for the loan. The credit union also offers temporary credit disability insurance and credit life insurance at a nominal cost.


For Share Secured and Certificate of Deposit Secured loan rates, please call our main office or our Harlingen branch for details.

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