How much do I need to deposit to open a savings account? At VFCU the minimum requirement for opening a savings account is $25.00. This amount must stay in the savings account at all times, so if you do decide to withdraw from this account, make sure you always keep at least $25.00 present. Keeping the minimum amount possible in your account is an easy way to accumulate a larger savings amount. Money in a savings account is insured, so it is a benefit to you to take advantage of one and use it frequently. Contact Us Learn about the importance of a savings account by visiting our newest VFCU branch in Raymondville today. Or give us a call at (956) 689-9100