What Are The Benefits of Direct Deposit? There are several benefits to having your check directly deposited into your account. They include: It’s convenient Your money is safe from getting lost or stolen You get your money faster Direct deposit can include other benefits such as free checking Contact Us For more information about direct deposit or questions on becoming a member, contact Valley Federal Credit Union at their Brownsville location by calling (956) 546-3108 or their Harlingen location at (956) 425-5668.