Valley Federal Credit Union Brownsville TX - Credit Union Harlingen - Página 30 de 32

Need Financial Aid, Try a Credit Union

Credit unions are known to help their members succeed in whatever way possible. This includes offering private student loans for their college-bound members. Everyone understands that attending college requires a financial commitment that can’t always be completely filled without some sort of aid. Students should always try to get as much “free” money from the... read more


Credit Unions and the Holidays

The holidays are typically a frenzy of parties, shopping and family reunions. Giving back to the community is also a major part of the holiday season. Credit unions are active participants during the holiday season and also give back to the community by extending their generosity to their customers. In keeping with the holiday spirit,... read more


Credit Ratings No Longer an Investment Decision

The NCUA Board approved the rule that would eliminate the use of credit ratings as a way to determine investment creditworthiness. This rule was brought into play after credit ratings plummeted in today’s economy. Credit Unions will now consider several factors to determine eligibility for investments. The NCUA will provide guidance and advice. This new... read more


Credit Unions and Technology

It seems as though every bank today has a mobile app or offers easier ways to bank from your computer. Credit unions are not far behind. In fact some larger credit unions are ahead of banks when it comes to technological advances like web chat, click to call or remote tellers. The reason for this... read more


Housing Bubble Aftermath Driving Credit Union Membership

In the wake of the housing bubble’s burst and the aftermath leading to the Great Recession, credit union membership has grown. The driving forces behind membership increases are assisting in home purchasing and refinancing of existing home mortgages. Since their inception, credit union memberships have resulted in customers wanting to open low interest checking accounts,... read more


Credit Unions and Party Politics

When asked which political party tends to ally itself with the credit industry, Patrick La Pine, the president and CEO of the League of Southern Credit Unions, stated that both major parties have warmly received the industry. Having worked with individual lawmakers, the credit industry has received support in regards to Member Business Lending (MBL)... read more


Lawmakers Consider Removing Non-Working Spouse Rule from CARD Act

Lawmakers Consider Removing Non-Working Spouse Rule from CARD Act Richard Cordray, Director of the Consumer Financial Protection Bureau (CFPB), told lawmakers at a House Financial Services committee hearing this week that the CFPB will likely change the CARD Act to allow credit cards to be given to qualified non-working spouses in their own name. The... read more


Hurricane Isaac: NCUA Offers Protection With Disaster Relief Policy

Hurricane Isaac: NCUA Offers Protection With Disaster Relief Policy Considering the current state of consumers affected by Hurricane Isaac, the National Credit Union Administration (NCUA) is preparing with quick alterations on policies, activating the Disaster Relief Policy. The NCUA is lending a helping hand to its members by reminding them that their deposits will remain... read more


Small Digital Screens: Credit Unions Technologically Advancing

Small Digital Screens: Credit Unions Technologically Advancing Credit union branches are making innovative additions by installing small digital, Internet-connected flat screens for optimal member experience inside branch buildings. In today’s society, we are attracted by technological perks, rather than paper brochures. Credit unions are aware of the soon-shall-be obsolete brochure and quickly adopting this new... read more


Financial Enlightenment in Today’s World

Credit unions not only offer the beneficial perks of practically little to no fees, low APRs and membership involvement, but they teach you how to be smart with your money. If you’re not the brightest bulb in the building as far as financial savviness is concerned, don’t sweat it. Today’s world is financially threatened by... read more