VFCU’s Mobile Deposits vs. Banks Harlingen

In today’s fast-paced world, mobile banking is becoming increasingly essential, and VFCU’s mobile deposits are at the forefront of this convenience! Adding money to your account has never been easier, providing you with better and safer transactions at your fingertips. If you’re unsure about using mobile deposits, don’t worry—thanks to Valley Federal Credit Union (VFCU), you can rest easy knowing where your money is headed, all with just a click!

What are Mobile Deposits?

Mobile deposits allow you to conveniently deposit checks into your account using your mobile device. While using traditional deposit slips at ATMs or in-person at banks may seem inconvenient, mobile banking with VFCU makes it quick and hassle-free. With mobile deposits, you can submit your check anytime and anywhere, ensuring you never miss a chance to add funds to your account. Here are a few types of checks that can be submitted:

• Personal checks
• Business checks
• Cashier checks
• Government-issued checks
• Tax refunds
• Stimulus checks

How Do Mobile Deposits Work?

VFCU is committed to providing secure methods for your banking needs. Here’s how the mobile deposit process works:

1. Download the VFCU mobile banking app and log in.
2. Navigate to the mobile deposit tab.
3. Sign the back of your check.
4. Choose the account for your deposit.
5. Enter the check amount.
6. Capture photos of the front and back of your check.
7. Review the deposit details and submit your deposit.

Tips for Using Mobile Deposits

Before diving into mobile deposits, here are a few tips to enhance your banking experience:

• Know Deposit Limits: Familiarize yourself with the maximum deposit amounts allowed.
• Understand Fund Availability: Be clear on when your check will be available in your account.
• Be Aware of Exclusions: Know any checks that may not be eligible for mobile deposits.
• Keep Fees in Mind: Review any potential fees associated with mobile deposits.
• Avoid Common Errors: Ensure your signature and the check amount are legible to prevent mismatches.
• Hold onto the Check: After submitting, keep the check until you confirm it’s been deposited into your account.

VFCU Mobile Banking and Services

As a member of VFCU, you gain access to various benefits that traditional banks in Harlingen may not offer. Credit unions like VFCU prioritize member satisfaction and community involvement, which can enhance your overall banking experience.

Some of the advantages of choosing VFCU over traditional banks include:

• Lower Fees: Credit unions typically have lower fees than banks, making it more cost-effective for members.
• Better Interest Rates: VFCU’s non-profit status directly benefits members, offering higher savings rates and lower loan rates.
• Personalized Service: Experience a community-focused approach with customized customer service, as VFCU prioritizes member relationships over profit.
• Community Involvement: VFCU is dedicated to supporting the Harlingen community and ensuring that your banking choices positively impact your local area.

 

View this post on Instagram

 

A post shared by Local Federal Credit Union (@valleyfederalcreditunion)

VFCU Members Can Skip a Loan Payment this Holiday Season with Banks Harlingen!

As a member of VFCU – banks Harlingen, gain access to numerous membership benefits! Read about how it works and sign up today!