5 Smart Holiday Shopping Tips for Harlingen Bank Users

With the help of technological services and resources, most Harlingen banks have implemented mobile services for their customers. Valley Federal Credit Union (VFCU) has too, and makes borrowing and banking easy for any VFCU member this holiday season. VFCU provides more than quick financing, we also believe that our services should make your life easy! Learn these smart-shopper tips to beat holiday prices, PLUS, mobile services that make your holiday shopping easy.

Apply for quick financing today in time for the holiday season. VFCU members can also sign up for the Holiday Skip-A-Payment.

Before You Buy!

Before making a purchase, it’s important to read the details of any online seller’s terms and conditions. Do they mention their delivery options? Take note of the following when purchasing online:

• Does the sellers have gift-wrapping available?
• Does the seller provide tracking information for your package?
• What are the seller’s refund policies, shipping costs for returns, return item deadline, or restocking fees?
• Does the seller have different refund policies for sale or clearance items? 

Use Your Credit Card Wisely

Paying with a credit card at a Harlingen bank, has it’s advantages, especially during the holiday season! However, where you share your credit card information is just as important. Don’t let the pressure of finding the perfect gift compromise where you share your personal information. 

Be mindful of:

• View the websites privacy policy and see which of your personal information is kept or shared.
• Keep record of online purchases, or have it nicely stored in your VFCU mobile banking app.
• Buying from sellers that accept gift cards, money transfers, or cryptocurrency-only payments; this is likely a scam and is hard to track.

VFCU and Mobile Banking for Harlingen Bank Users

VFCU makes holiday shopping simple and affordable for any Harlingen Banks member. Worry less about your finances this holiday season and take advantage of our services and member benefits! Become a member and gain access to: 

• Mobile banking deposits
• Online banking and bill payments
• Your credit score for FREE on the Mobile Banking App

We also provide VFCU members access to Zelle ® and Apple Pay, that allow you to safely share money with others, and pay for holiday expenses with peace of mind. This means more ways to shop for your holiday shopping!

Zelle®

Send money to anyone using your banking details! Pay from anywhere and anytime! Do this by: 

• Accessing Zelle ®
• Find and pick a person to pay through email or phone number
• Choose your amount and send! 

Apple Pay

No need for physical cards or cash, just use a Apple Pay app on your mobile device and get a confirmed payment right away! Do this by:

• Faster and easier than regular cards or cash
• Private and secure
• Accepted in millions of websites and apps

Check out more about VFCU banking services here!

Download the Mobile Banking App Today

Harlingen banks aren’t the only ones with financial advantages. Thanks to Valley Federal Credit Union (VFCU) you can receive lots of financial benefits! Sign up to become a VFCU member and get access to the mobile banking app today.