Stretch Your Dollar During Quarantine with a Few Tips from Our Credit Union in Harlingen!

You may be protecting your health during this challenging time, but who’s protecting your wallet? Our credit union in Harlingen has over 85 years of experience in providing financial assistance and guidance for families just like yours! Now, we’re offering temporary loan and credit card relief to all of our members throughout Cameron County!

There are steps you can take to make your money last longer. Learn about our loan relief program and the following banking habits to incorporate into your finances during the COVID-19 pandemic.

Receive Temporary Payment Relief

VFCU now offers a skip-a-payment option for your credit cards! However, you must not be past due by more than 30 days during April and May. We can also provide a 90-day extension on automobile and signature loans that must also not be past due. We advise you to contact our loan agents before applying.

Break the Habit of Non-Essential Purchases

Although it’s important to support local businesses if you can afford it, now is the time to trim your budget. Remove non-essential expenses such as dining out or curbside service unless necessary. The following are considered non-essential expenses:

• Gym memberships
• Movie/video game rentals
• Multiple television streaming subscriptions

Make Saving a Habit

Saving money seems like a no-brainer but committing to it can be difficult when your income is limited. Saving a few dollars every week can add up and help your finances at the end of the month. Other ways to save money during this difficult period includes:

• Saving your tax refund
• Conserving energy at home
• Making small repairs at home instead of hiring help
• Seeking unemployment assistance from the U.S. Department of Labor

Join Our Credit Union

Make the change today by banking with our credit union in Harlingen! Become a member through our online portal to start saving for your financial future!