Credit Cards, Credit Union Brownsville TX | Brownsville Credit Cards, Harlingen Credit

We are improving your VFCU Mastercard experience. Beginning October 15th, you will need to reset your payment transfer information located in your online banking. More information coming soon.

Credit Union Brownsville TX – Competitive VFCU Credit Cards with Rewards and No Annual Fees

When comparing banks in Brownsville, the difference is in the details—and VFCU delivers. Our suite of VFCU Mastercard credit cards is built for life in the Valley, offering fixed low rates, no annual fees, and flexible options that fit every stage of your financial journey.

Whether you’re building credit, looking for rewards, or wanting to save money on interest, we have a card that works for you—with none of the hidden fees you’ll find at traditional banks.

Choose the Right Card for Your Wallet

VFCU offers three competitive Mastercard credit card options. Each is designed to give you more value, control, and peace of mind.

Our Credit Card Options:

Platinum Card – starting at 9.95% APR
- Best for members with strong credit who want the lowest rate available.
Gold Card – starting at 12.95% APR
- A great middle-ground card for everyday use and reliable access to credit.
Classic Card – starting at 17.95% APR
- Ideal for those building or rebuilding credit with the support of a trusted credit union.

Why Choose a VFCU Credit Card?

We offer more than what you’d expect from traditional banks in Brownsville. At VFCU, every card comes with fair, transparent terms and built-in benefits.

Benefits of Every VFCU Credit Card:

Fixed interest rates for predictable payments
No annual fee
No cash advance fee
Accepted worldwide as a Mastercard
Local support from your hometown credit union
Rewards available with qualifying cards

Whether you’re traveling, shopping online, or managing bills, our cards offer reliable access and protection—backed by the personal service only VFCU can provide.

Local Service. Trusted Cards. Real Value.

If you’re tired of the fees, fine print, and impersonal service from big-name banks in Brownsville, it’s time to try a better way to bank. VFCU credit cards are designed for real people with real goals, offering simplicity, flexibility, and trustworthy service every step of the way.

Ready to Apply?

Stop by any VFCU branch in Brownsville or Harlingen to apply or speak with a representative. Whether you’re upgrading your card, applying for the first time, or exploring which card fits best, our team is here to help.

With VFCU, you get more than just a credit card—you get a trustworthy financial partner.