Sometimes, understanding the complexities of retirement accounts can seem daunting, especially those that involve opening one on your own without having anyone explain to you exactly what they are. Let’s talk about a retirement account that you can open up on your own without the need of having to be walked through it. Yes, we’re... read more
If you thought coming up with gift ideas for Mom was tough, things may not exactly be much easier for Dad. Forget about gifting another boring tie or “Best Dad in the World” coffee mug this year. Instead, opt for something unique and creative to really show him your love! Let’s talk about some affordable... read more
For many of us, there are more than a number of improvements that we’ve wanted to make to our homes. Whether it’s fixing a leaky roof, renovating a kitchen or finally remodeling the guest bedroom, any home-related project can cost a fortune. Tapping into your home’s equity for much-needed improvements that add value to the... read more
With a checking account, questions about various ways to use them may spring up from time to time. Many Americans own one from countless financial institutions, but not all offer the best features that ours have! Let’s talk about our checking accounts in more detail, what they offer and how you can get the most... read more
We’ll never dissuade someone from saving his or her money unless it truly needs to be spent. It’s a worthwhile investment that will pay great dividends if handled properly and can get you out of a pressing moment in an instant. Saving money and making it count sounds tricky and might even test your spending... read more
Whether you’ve landed your first job or are planning for retirement, having your finances in order is crucial to living a stress-free life. One of the best ways to implement smart financial strategies is by having a roadmap of what to accomplish and when. The more realistic the goals, the easier and sooner they’ll be... read more
April 22nd is Earth Day, and if you’re wondering how you can help preserve the planet and save money with your finances, then you’ve come to the right place! Below are some suggestions on how your efforts can make a kind contribution to the environment while saving some money here and there. Visit our credit... read more
Finding the right ways to spend your money smarter and more responsibly is sometimes challenging. After all, many of us take our money-management skills for granted. As an adult, you’re responsible for your own financial well-being and can’t depend anymore on a parent to help point you in the right direction. Let’s talk about some... read more
Your credit score is one of the most important factors that lenders take into account when deciding your interest rate. The difference between having a good credit score (700 and above) and a bad one (629 and below) is how you treat your finances. Avoid the missteps below to increase your score for a less... read more
For first-time homebuyers, nothing can be as daunting as the thought of where to start. A considerable amount of time needs to be set aside to research, read and become educated on the real estate market. There might still be a couple of things you’ll look back on and wish to have done differently, but... read more
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