It’s a new year and a new you. Start 2018 with a bang and with better personal financial management! This can be the perfect time to overhaul your spending habits, create a game plan and conquer your goals financially. Let’s go over a few things you can do to help make 2018’s finances easier to... read more
At Valley Federal Credit Union, we want for you to be informed about where your money is going and how safe it is. The two most common services at financial institutions are checking and savings accounts. Although somewhat similar, they both work very differently. Before opening either of these, it’s important to know the difference... read more
The holidays are here and that means shopping for gifts, preparing meals and welcoming family into town. The last thing you’ll want to worry about, however, is managing your finances. That’s why Valley Federal Credit Union has made it easier for members to have access to their checking and savings accounts wherever they are! It’s... read more
Banks are making record profits this year. According to CNN Money, big banks have racked up $6.4 billion in ATM and overdraft fees alone. Retail banks, or consumer banks, are not only frustrating Americans, but are leading them to seek an alternative for their financial needs. That’s where we come in. Many people may not... read more
Loans serve a single purpose; to help you afford whatever it is you’re looking to buy. Personal loans are a little more flexible in terms of what you can use them for. Usually, customers opt to take advantage of low interest rates to consolidate debt or pay for a variety of things. At Valley Federal... read more
One of the biggest gripes most people have when trying to live a hassle-free financial life is eliminating unnecessary little things. Yes, paying bills is something everyone will always have to do, but does it really have to be so tedious and time-consuming? At Valley Federal Credit Union, we’re proud to offer the convenience of... read more
Whether we like to admit it or not, credit scores can have a profound effect on what we can purchase and how much we pay for certain items. They’re a record of your purchasing behavior, similarly to how driving records give insurance companies a glimpse of how you are behind the wheel. Bad credit scores... read more
In our previous blog post, we discussed in length how to take charge of your own financial affairs while in college. Good spending habits like making a budget, being responsible and accounting for your finances are great ways to kickstart your college life. Now, let’s talk about a few more ways to live financially comfortable... read more
For many students across South Texas, August marks the month of finally heading off to college and being on your own. It’s also the time when you’ll be in charge of your own financial affairs. You’ll be able to decide when and how to spend your money. As always, however, you should spend it wisely.... read more
Teaching children about money is not something many parents think about, but it’s one of the most important lessons a responsible mother or father can do. As history has taught us, it’s hard to know when tough economic times will happen. Teaching our children about money will benefit them in their adult lives, especially when... read more
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