Getting a loan from a credit union is very different from getting one from a corporate bank. Since credit unions are nonprofit, they are essentially owned by their customers. Because of this fact, there are several advantages to members who choose to apply for a loan with their credit union.
Advantages and loan types are different at each credit union. To find out what you’re eligible for, contact VFCU at (956)546-3108 or (956) 425-5668. There are two very simple steps you must take to receive a loan.
Of course, you will have to share your credit score and prove that you’ll be able to pay back the loan in a timely manner. Having a co-signer helps as well. Contact the friendly team at Valley Federal Credit Union, Harlingen and Brownsville’s trusted credit union. Call us at (956)546-3108 or (956) 425-5668.
We have spent a lot of time telling you how many benefits you can reap by switching your finances from a corporate bank to a credit union. Here’s another reason for you. Share secured loans are guaranteed loans that offer protection through shareholder’s savings accounts. These are only found in credit unions because at corporate...
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The kids are out of school and all you want to do is take them on a vacation to bask in the warm summer glow. If, for whatever reason, you did not save for your summer vacation this year, there are options to ensure you can still enjoy a break from your busy work schedule....
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Paying for a new car can be difficult without help. Getting a car loan that works for you can take time, but is a must to ensure you’re getting the best deal. With thousands of credit unions open in the United States, there a many car loan options to choose from. Credit unions provide many...
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Credit Unions are giving the payday loan lenders a run for their money. They are there to help their members get the funds they need. Payday lenders have high APRs compared to credit unions. Doug Fecher, President/CEO of Wright-Patt Credit Union in Fairborn, Ohio, states StretchPay line-of-credit loans save our members $1.5 Million in Payday...
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Skyrocketing fees and stricter requirements have caused consumers in the home-buying market to seek better alternatives when it comes to their mortgage lenders. Low down payment loans from the Federal Housing Administration (FHA) are not as attractive as they once were, so prospective homeowners who have less for a down payment are turning to credit...
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Many people struggle with high car payments and are unaware that refinancing is an option. Refinancing your car can lower your monthly payments and help keep some extra money in your pocket. A credit union can help refinance your auto loan with lower interest rates compared to the rates of banks. Credit unions, unlike banks,...
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This year, the Valley Federal Credit Union is providing credit union members with the opportunity to apply for a home equity loan. We are encouraging everyone who is in need of loan to pay off debts to consider this offer as a safe financial solution. VFCU's offer is in compliance with the National Credit Union...
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