With summer fast approaching, it’s time to gear up for adventure on the open road! Don’t let financial concerns break your plans—explore VFCU’s flexible auto and motorcycle loans Harlingen designed to make your summer rides a breeze! Whether you’re dreaming of cruising down scenic highways on a motorcycle or embarking on family camping trips in a recreational vehicle, Valley Federal Credit Union (VFCU) is here to turn your summer dreams into reality.
Is it Hard to Get a Motorcycle Loan?
Fulfilling that dream of owning your first motorcycle is a breeze with sound financing. However, it might take some time to start building credit or planning for your bike; it’s possible! To qualify for a motorcycle loan, however, you may need some time; in this case, you might have to do one of the following:
● A down payment
● Proof of residence
● A good credit score
● Proof of employment
● A good debt-to-income ratio
How Can I Get My Motorcycle Loan?
Apply online easily! Follow the directions to apply and what for a loan officer to contact you. Here are a few terms to take note of when applying for a motorcycle loan:
- 100% financing may be available
- Refinancing may be available
- There is a low cost on an extended warranty
- There is in-house loan approval for your convenience
- Credit disability and life insurance are available on the loan
- Guaranteed asset protection (GAP) can be purchased for your vehicle
Prepare Your Finances
This is a crucial step in even thinking about getting a motorcycle loan. You must ensure that your credit score is good for the best rates and financing. How much money you will be able to be loaned will all depend on your income and your credit if you’re thinking about getting a motorcycle or other recreational vehicles you have in mind.
Decide on a Budget
Take a close look at your overall budget and plan to determine how much you can afford to spend on your motorcycle. Predetermine the monthly payments it would cost if you bought the bike, consider the chances of purchasing a less expensive vehicle or budgeting towards a goal, and then configure.
Find a Motorcycle
If you still need a motorcycle, look around for motorcycles in your area and shop for the best ones you might be interested in. Take the chance to look at what is in the market and see the prices to plan around the financing.
Research Lenders and Apply
Once you get an idea of what kind of motorcycle or vehicle you’d like, it’s time to research and find the best motorcycle loans Harlingen. We currently offer:
New Motorcycle
- New up to 60 months 9.60%**
- New up to 72 months 10.10%**
- New up to 84 months 10.60%**
- New up to 120 months 11.60%**
Used Motorcycle
- Used up to 60 months 10.60%**
- Used up to 72 months 11.10%**
- Used up to 84 months 11.60%**
- Used up to 120 months 12.60%**
Sign and Drive
Once you find the perfect loan for your preferences and financing, it’s time to purchase your new motorcycle and take it for a spin! Ask your dealership about the following:
● Courtesy towing
● Motorcycle refinancing
● Rental car reimbursement
● 24/7 roadside assistance
● Certified mechanic repairs
Motorcycle Loans Harlingen
From the thrill of cruising on two wheels to the comfort of family camping trips, embrace the season confidently. Leap, hit the road, and let VFCU be your trusted companion on your summer journey to fun and freedom.
