With a checking account, questions about various ways to use them may spring up from time to time. Many Americans own one from countless financial institutions, but not all offer the best features that ours have! Let’s talk about our checking accounts in more detail, what they offer and how you can get the most bang for your buck!
Set Up a Direct Deposit
The best way to get the most out of your checking account is to set up a direct deposit. It’s the fastest and safest way to deposit money into your account without having to lift a finger. Gone are the days of making a trip to our credit union or ATM, waiting in line, depositing your check and waiting for your funds to be available. Now it will happen automatically on your payday!
Take Advantage of Online Banking
Online banking is on the rise for very good reason. Getting into the habit of checking your account online in an easy manner helps you effortlessly monitor your account. By doing so, you can keep track of your transaction history and available balance, all by simply logging into your VFCU account. With our Mobile Money App, you can do the same via a smartphone. You can also easily transfer money from your checking account into another one and track your spending from almost anywhere.
Use Your Debit Card
With our VISA and MasterCard debit cards, you can tap into the spending power of your checking account securely and conveniently without having to worry about keeping track of checks or cash. You can also use our card at countless locations, including places that may not accept checks, like online vendors. Don’t forget that debit cards can also be used at various ATMs in Texas. You can also have peace of mind knowing that you’re protected if your card is lost, stolen or a fraudulent purchase is made.
Transfer Money to a Savings Account
If you own a savings account with us, then know that it’s incredibly easy to transfer money into one from your checking account. You should also consider setting up automatic transfers from your checking to your savings for added convenience! Automating is the best way to build up a savings account without having to fuss over it.
Avoid Overdrafts with a Star Checking Account
Everyone who owns a checking account is well aware of what overdraft fees are. The most important way to avoid them is by keeping an eye on your balance and even setting up alerts. Our Star Checking Accounts feature overdraft protection. If you happen to exhaust funds from this account, your savings can be used to pay off the remaining amount, avoiding an overdraft fee. For example, if you have $100 in your Star Checking Account and make a $150 purchase, instead of overdrafting the remaining $50, it will come out of your savings account.
A Checking Account Designed for You!
Whether you’re looking to receive alerts about your finances, make easy transfers from a savings to a checking account or set up automatic bill pay, our services have you covered. Visit our credit union in Brownsville today to get started!
