Making the Switch: 4 Incredible Advantages of Joining a Credit Union

Banks are making record profits this year. According to CNN Money, big banks have racked up $6.4 billion in ATM and overdraft fees alone. Retail banks, or consumer banks, are not only frustrating Americans, but are leading them to seek an alternative for their financial needs. That’s where we come in. Many people may not... read more

Money Used Smartly: 7 Ways to Use a Personal Loan from VFCU!

Loans serve a single purpose; to help you afford whatever it is you’re looking to buy. Personal loans are a little more flexible in terms of what you can use them for. Usually, customers opt to take advantage of low interest rates to consolidate debt or pay for a variety of things. At Valley Federal... read more

4 Reasons Why You Should be Taking Advantage of Our Bill Pay Service!

One of the biggest gripes most people have when trying to live a hassle-free financial life is eliminating unnecessary little things. Yes, paying bills is something everyone will always have to do, but does it really have to be so tedious and time-consuming? At Valley Federal Credit Union, we’re proud to offer the convenience of... read more

3 Factors You Should be Considering to Help Repair Your Poor Credit Score

Whether we like to admit it or not, credit scores can have a profound effect on what we can purchase and how much we pay for certain items. They’re a record of your purchasing behavior, similarly to how driving records give insurance companies a glimpse of how you are behind the wheel. Bad credit scores... read more

What You Can do to Go About Spending Less During College – Part 2

In our previous blog post, we discussed in length how to take charge of your own financial affairs while in college. Good spending habits like making a budget, being responsible and accounting for your finances are great ways to kickstart your college life. Now, let’s talk about a few more ways to live financially comfortable... read more

What You Can do to Go About Spending Less During College – Part 1

For many students across South Texas, August marks the month of finally heading off to college and being on your own. It’s also the time when you’ll be in charge of your own financial affairs. You’ll be able to decide when and how to spend your money. As always, however, you should spend it wisely.... read more

What A VFCU Youth Account Can Teach Your Child About Being Financially Responsible!

Teaching children about money is not something many parents think about, but it’s one of the most important lessons a responsible mother or father can do. As history has taught us, it’s hard to know when tough economic times will happen. Teaching our children about money will benefit them in their adult lives, especially when... read more

A Business Account That Can do More When You Need it To

For small business owners, the summer can bring great opportunities for branding and marketing your company. Depending on the industry you work in, this period can offer a new stream of sales and exciting business opportunities. Even though we’re well into summer, it’s still not too late to take advantage of so much opportunity! Although... read more

4 Things that Everyone Should Know About IRAs

Sometimes, understanding the complexities of retirement accounts can seem daunting, especially those that involve opening one on your own without having anyone explain to you exactly what they are. Let’s talk about a retirement account that you can open up on your own without the need of having to be walked through it. Yes, we’re... read more

All About Dad: Services that Can Make His Special Day One to be Remembered

If you thought coming up with gift ideas for Mom was tough, things may not exactly be much easier for Dad. Forget about gifting another boring tie or “Best Dad in the World” coffee mug this year. Instead, opt for something unique and creative to really show him your love! Let’s talk about some affordable... read more