For most college graduates, paying off student loans is a long-term investment, but our credit union in Brownsville can make it easier than ever by offering you one of our personal loans. We know that using one loan to pay off another one may sound strange, but we’ve made sure that our loans are affordable and can be paid off without having to worry about your finances. Here are three benefits to applying for one of our loans.
With just one click to our application portal, you can apply for a personal loan online and receive a call from a loan officer within 24 to 48 hours. Once your loan has been approved, you can use the VFCU Mobile App to:
- Get updates on your loan
- Make easy payments
- Transfer money from our credit union to your college loan providers
Anyone Can Get One
Our loans are called “signature loans” for a reason; you don’t have to be a VFCU member to apply! No collateral is needed to apply and all you have to do is sign your signature on your application. To apply for a personal loan, you’ll need to share:
- Previous paycheck stubs
- Social security card information
- Driver’s license information
Reasonable Interest Rates
While other credit unions may only offer a 24- to 36-month repayment plan, our plans can run as long as 60-months with a fixed interest rate! You’ll be able to repay your loans faster and can receive an interest rate of anywhere between 10% to 18% based on what our loan officer decides.
Join Our Credit Union in Brownsville Today!
Become a member and experience the benefits of working with our credit union today. If you would like to speak with one of our loan officers, feel free to visit us at any of our locations or contact us today to get started.