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Dear Members,

Please be aware if you receive an email from vfcu@vfcu.net along with http://www.vfcu.net/ and verification@curesources.coop together please do not open email; delete it immediately. Valley Federal Credit Union will never send an email regarding conducting verification of members accounts. Thank you Valley Federal Credit Union.

Holiday Skip a Payment

In order to process Skip-A-Payment this form must submitted at least TWO WEEKS before due date.

Dear Member,

If you need extra cash for the holidays, Valley Federal Credit Union has a great way for you to get it.  As a valued member, you are entitled to skip a payment on your credit union loans. If you have more than one loan, you can skip a payment for each. *Certain Restrictions May Apply

Indicate the loan(s) you want to skip (only one month November or December).

Terms and Conditions
Loans must not be more than 10 days delinquent from due date. 1) Member is still responsible for interest accrued as a result of the payment being skipped. 2) Payment skipped will be rescheduled to be paid at the end of the loan listed above. 3) Not valid for single payment loans, workout loans for the last six months or extension in the last six months, balloon, real estate (lot loans) or home improvement loan and special loans. 4) We may alter your selection if the payment for the period listed above has already been made, payments already made, including payroll payments will not be reversed; 5) all other original loan terms and conditions as per your note and disclosure statement will still apply: 6) Valley Federal Credit Union reserves the right to not process your skip payment if something happened which the credit union believes may substantially reduce your ability to repay what you owe. 7) All vehicle loans must have full coverage insurance. 8) Courtesy pay must not be negative 30 days or more. 9) On new loans first payment must be made.

I have acknowledged that there will be a $25.00 fee charged to my account fee per loan skipped within the next 48 hours. By filling out this form it does not guarantee that your skip payment has been approved until processed by back office.

By signing your e-signature below, you authorize Valley Federal Credit Union to extend your final loan payment(s) by one month.