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Hours of Operation


Lobby
Mon - Thur: 9am - 4pm
Fri: 9am - 6pm

Drive-Thru
Mon-Fri : 9am - 6pm
Sat: 9am - 1pm

North Branch
Mon. - Fri. 9 am - 4pm

Main Office


183 E. Price Road
Brownsville, Texas 78521
Get Directions
Tel. (956) 546-3108
Fax: (956) 544-5404

Harlingen Branch


1613 W. Filmore
Harlingen, Texas 78550
Get Directions
Tel. (956) 425-5668
Fax: (956) 425-4320

VRMC North Branch


100-A Alton Gloor Blvd.
Brownsville, Texas 78521
Get Directions
Tel. (956) 546-3108

Los Fresnos (Falcons) Branch


Los Fresnos High School
(Open only to students & staff)
907 N. Arroyo
Los Fresnos, Texas 78566
Get Directions
Tel. (956) 546-3108

Audio line


1 (800) 786 3137

Products and Services

Fees


Share (Saving) Account Services
Share Par Value $25.00
Minimum balance to open $25.00
First 3 withdrawals per month FREE
Per withdrawal charge after
(Maximum of 3 per month) 		$2.00
Closed account fee (120 days) $25.00

Share Draft (Checking) Account Services Free Checking

STAR Checking Account
Minimum to open account $25.00
Monthly fee
*Inquire about SUPER benefits!		 $8.00
Closed account within 120 days Box of checks will be billed

Youth Account
Minimum balance to open $5.00
On-Line Transaction $2.00
Printed Check Charge Varies depending upon order

Money Market Account
Minimum balance to open $2,500.00
Monthly fee if balance is below $2,500 $20.00
First 3 withdrawals per month FREE
Per withdrawal charge after
(Maximum of 3 per month)		 $20.00

Christmas Club Account
Minimum balance to open $25.00
Early withdrawal penalty $10.00

Member Service Fees
SUZIE-Q Phone Service FREE
VFCU official checks (each) $5.00
NSF $30.00
Money orders (each) $2.00 per $1,000
Overdraft Privilege $30.00

Collection Items
Incoming and outgoing $10.00

Temporary Checks
Each $0.25

Stop Payments
VFCU official checks $30.00
ACH & Draft $25.00
Personal Checks $20.00

American Express
Travelers' Checks 1% of face value
Travel Gift Card $5.95

Wire Transfers
Outgoing $20.00
Incoming
Foreign wires may incur additional charges		 $5.00
Charge Back Checks $30.00

Safe Deposit Boxes
(Rental fee billed from share account in November)
3X10 $45.00
5X10 $65.00
10X10 $85.00
Drill fee $25.00 + cost
Lost Key $25.00 + cost
Overdraft Transfer Fee $8.00
Telephone Account Inquiry or Transfer $5.00
Account Research (per hour) $20.00

Copy of VFCU records
Per item plus research fee
Copy of VFCU records Per item plus research fee
Quick copy $3.00
Fax copy of check $6.00
Return Mail Fee $5.00
Inactive Account Fee $5.00

ATM Card Fee Schedule
Replacement or extra card $5.00
PIN Replacement $3.00
VISA Check Card Replacement $2.00

Transactions
VFCU ATM Locations FREE
Stripes ATMs .75

ATMs not owned by VFCU:
Cash withdrawals $2.00
Balance inquiries $2.00
Fund transfers
(Third party ATM fees may be assessed)		 $2.00

ATM Research Fees
Film Development fee from another financial institution is paid by the member. These costs can run from $75 to $100 or more.

Share Certificate and IRA's
Early withdrawal penalties; Certificates less than one year: 90 days forfeiture of interest; Certificates for one year or more: 180 days forfeiture of interest.

Loan Service Fees
Extension Fee $15.00
Loan research (per hour) $20.00