Savings & Checkings

Account Type	Rate	APY	Comments
Regular Share Account	0.15%	0.15%	Dividends paid on balances over $500.00.
Youth Share Account	0.15%	0.15%	Dividends paid on balances over $100.00
Christmas Club Account	0.15%	0.15%	Dividends paid on balances over $1.00
Checking Accounts
STAR Checking Account	0.10%	0.10%	Dividends paid on balances over $500.00
FREE Checking	0%	0%	No dividends paid.
All Certificates Are Automatically Renewed. Rates subject to change. Fees could reduce the earnings on the account.