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Start Your Journey on Saving with an IRA or Roth IRA with VFCU

Who wants to be a millionaire? It almost seems like a trick question. The truth of the matter is, all of us do. For many Americans, having a million dollars in the bank seems unattainable or unrealistic. It seems to be only for a world of people born into money and celebrities. Yet, the secret... read more


Home Equities and Financial Advice for Buying a New House

If there’s one thing synonymous with spring (besides warm weather and moving time forward), it’s tax season. Yes, we all love receiving those W2 forms in the mail, especially when we’re getting something back. While some of us already have things in mind, most are looking toward vacations, maybe catching up on bills or buying... read more


Simplify Your Finances with Valley Federal Credit Union!

You’ve finally made the leap and left that big bank behind for Valley Federal Credit Union. You’ve already begun reaping the benefits of having wonderful customer service and a free checking account. Now that you’re a part of an institution that cares about its clients, you’re wondering how to best simplify your finances. We at... read more


Five Reasons to Choose a Credit Union Over a Bank

In recent years, countless Americans have lost faith in the financial system due to scandals, rising fees and corruption. The banking system has primarily been in the spotlight for these very reasons. As a result, Americans are actively seeking an alternative for their financial needs. Credit unions have seen a substantial growth in membership thanks... read more


Five Factors That Harm Your Credit Score

Credit is one of the most important components in the world of finance. High credit scores help people receive loans for major purchases such as homes or cars. They also let your financial institution see that you’re responsible with your finances and that you’ll be able to repay a loan in a responsible manner. Good... read more


VFCU’s Newsletter is Going Green!

Valley Federal Credit Union is proud to announce that our newsletter will soon be going electronic. In recent years, many large companies have chosen to “go green”. This basically means ridding paper as a method of communication to clients. This is both a benefit to us and more so for our customers. Why Go Paperless?... read more


Mobile Money: Mobile Banking Keeps You on Track

Having quick access to your money is a big deal these days, especially as the holidays come around. Whether you’re picking up groceries for Thanksgiving dinner or buying early Christmas gifts during the Black Friday rush, it’s critical to have access to your bank accounts wherever you are. In the age of smartphones, mobile banking... read more


Useful Tips for Holiday Financials

As the holiday season approaches, so do the expenses. Buying candy for trick-or-treaters, setting up the Thanksgiving feast and buying Christmas gifts for your family can all be huge burdens on your wallet. Sure, money is pretty far down the list of things that make a great family holiday, but it helps, and as a... read more


Financing Your New Car: Dealerships vs. Credit Union Loans

Aside from a home, one of the biggest purchases you’ll ever make is a car. For first-timers, car-buying can be a daunting and frustrating experience. Even if you’ve done your research on the type of car you want, improving your credit score, setting your budget and pouring over other financing details, you may not strike... read more


Credit Unions Top Latest Customer Satisfaction Reports

A new report released by the American Customer Satisfaction Index (ACSI) showed that credit unions are leading the way in customer satisfaction. Along with other financial services, credit unions continue to rank top among financial institutions in various areas. Banks, however, have experienced a drop in customer satisfaction. Smaller banks have suffered the most as... read more