Credit is one of the most important components in the world of finance. High credit scores help people receive loans for major purchases such as homes or cars. They also let your financial institution see that you’re responsible with your finances and that you’ll be able to repay a loan in a responsible manner. Good... read more
Valley Federal Credit Union is proud to announce that our newsletter will soon be going electronic. In recent years, many large companies have chosen to “go green”. This basically means ridding paper as a method of communication to clients. This is both a benefit to us and more so for our customers. Why Go Paperless?... read more
Having quick access to your money is a big deal these days, especially as the holidays come around. Whether you’re picking up groceries for Thanksgiving dinner or buying early Christmas gifts during the Black Friday rush, it’s critical to have access to your bank accounts wherever you are. In the age of smartphones, mobile banking... read more
As the holiday season approaches, so do the expenses. Buying candy for trick-or-treaters, setting up the Thanksgiving feast and buying Christmas gifts for your family can all be huge burdens on your wallet. Sure, money is pretty far down the list of things that make a great family holiday, but it helps, and as a... read more
Aside from a home, one of the biggest purchases you’ll ever make is a car. For first-timers, car-buying can be a daunting and frustrating experience. Even if you’ve done your research on the type of car you want, improving your credit score, setting your budget and pouring over other financing details, you may not strike... read more
A new report released by the American Customer Satisfaction Index (ACSI) showed that credit unions are leading the way in customer satisfaction. Along with other financial services, credit unions continue to rank top among financial institutions in various areas. Banks, however, have experienced a drop in customer satisfaction. Smaller banks have suffered the most as... read more
Credit unions one-up banks in lending in the latest report by the NCUA. The nation's once-sluggish financial platform seems to be gaining traction as credit unions continue to increase lending and memberships. According to data released by the National Credit Union Administration (NCUA), credit unions experienced a 9.8% loan growth during the second quarter of... read more
For many recent college graduates, finding a career and starting a professional life can be exciting. It is also a perfect opportunity to gain financial footing. On the other hand, many college graduates face a daunting variety of financial challenges, including substantial student loan debt and a tough job market. It can seem overwhelming for... read more
April is Financial Literacy month and credit unions across the nation are doing their part to shed light on the importance of financial education amongst young adults. Money management skills are somewhat lacking in this group despite attempts to improve financial literacy. A recent survey by EverFi and Higher One revealed that college freshmen who’d... read more
Auto-buying trends are changing thanks to the Baby Boomer generation according to a recent study conducted by the University of Michigan’s Transportation Research Institute. Research shows when it comes to purchasing a new vehicle, baby boomers may have an edge over the potential buying power of Generation Y. Aging vehicles and an increase in disposable... read more
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