Dear Members,

Please be aware if you receive an email from vfcu@vfcu.net along with http://www.vfcu.net/ and verification@curesources.coop together please do not open email; delete it immediately. Valley Federal Credit Union will never send an email regarding conducting verification of members accounts. Thank you Valley Federal Credit Union.

Valley Federal Credit Union

Valley Federal Credit Union has been operating in the Rio Grande Valley for over 81 years. Through our years of service, we have built our success as a credit union on honesty, trust and stability.

Along with our main office in Brownsville, we have offices in Harlingen, Willacy, and Los Fresnos (Falcon Service Center). We additionally provide our clients with the convenience they need by giving them access to 700 current ATM in Stripes stores.

For more information on how you can join VFCU, please visit us at any of our locations or call us at either our main office (956.546.3108) or our Harlingen office (956.425.5668).

Community Support

At VFCU, we know that the future of the Valley depends on our youth. This is one of the reasons we encourage our youth to stay in school and take interest in education and financial matters. The Los Fresnos High School service center is the first student-run location. VFCU has several support events such as Harlingen Night Out, Stock Market Game Awards, Monica's and Maggie's House, and the Annual Crime Victim's Resource Expo. We also encourage our graduating students to take leadership positions within our branches.

VFCU Repos for Sale

Routing Number: 314978132

Hours of Operation


Mon-Thur: 9am - 4pm Fri: 9am - 6pm


Mon-Fri: 9am - 6pm Sat: 9am - 1pm

Willacy Service Center

Mon-Fri: 9am - 4pm
Closed for lunch 1pm-2pm

Phone Number

(Susie Q / Audio line) 1-800-786-3137

Current Rates


Auto Loan as low as 1.90% APR*
Home Equity from 4.9% APR*
* Annual Percentage Rate

Savings and Investments

Money Market 0.25% APY*
CDs .20 to 1.92% APY*
IRAs 0.65% to 0.80% APY*
* Annual Percentage Rate
See All Rates

Online banking is made easy with the mobile money app.

For more information on the mobile money app, contact us at VFCU in Harlingen and Brownsville by calling our offices at (956) 546-3108.

People Helping People is More Than Just Our Slogan

Our business is to help our members to the best of our ability. We strive to provide excellent care, attention to detail, and support to the needs of our patrons. Let us know how we can help.